What is the main difference between income and salary protection insurance?

Salary protection insurance often provides coverage only for your basic salary, whereas income protection may cover additional bonuses and benefits.

What factors affect the cost of my income protection policy?

Factors such as age, health, occupation, and the level of coverage chosen can affect the cost of income protection Ireland insurance.

Can I customize my income protection insurance?

Yes, you can offer flexible options in terms of coverage amount, waiting periods, and payout options, at Clever Money, making it easier for you to tailor the insurance to your needs.

Grants and Finances

Home » Grants and Finances

This is what we call personal and Family Protection – Insurance that will pay out to protect you or your family if someone dies or becomes seriously ill.

It is an unfortunate part of business that we often find ourselves in a position where we need to borrow money to grow the business, buy new premises, buy a new business, fund working capital, and more.

As we have grown with our small and medium businesses, we have developed relationships with local and national government agencies, which have programmes to help businesses grow. We can help with applications and guiding you to which ones you are more likely to qualify for.

With a number of staff formerly from Banking and Corporate Finance, we care also in a position to raise funds for business purposes from a variety of lenders. You know the main street banks, but we can also steer you to the reputable firms that do not trade on the main street. A no from your bank does not always mean no for everybody else. What if:

I have had a huge growth in online sales, but the bank will not let me increase the overdraft to order more supplies for this demand. What can I do?
I want to add a new product line and I have my business plan. Where do I go now?
I have outgrown my current Industrial Unit, but I would prefer to buy than rent. Can you help?
I need to buy a new machine but the bank is not offering me enough. Am I stuck?
I want to research a new market where I think I would get better margins. Where do I start?
My relationship with my bank has gotten really strained. Should I be looking elsewhere?
I need to rationalise my business as I have too many loans going to different lenders – can I combine them into one payment?

While we at Clevermoney have moved away from arranging mortgages for private homes (we can recommend suitable advisers or banks if needed), we are still active in Commercial Finance. We enjoy helping with the more specialised challenges, and feel we can make a stronger input into the long term future of your business by helping you in this area.

Grants and Finances

How Can we Help ?

Contact Info

Testimonials